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PayTo

PayTo lets you pay direct from your Australian bank account by approving a single request in your banking app. No card details, no manual BSB and account entry, and for most banks the payment clears in about a minute.

Commonwealth Bank customers, please read

CBA can hold PayTo payments for up to 24 hours before clearing. Your order could be delayed by up to a day, so if you need same-day dispatch please use card, PayPal, Afterpay or Zip. Other major banks clear PayTo in roughly a minute.

How it works

  1. Add items to your cart and continue to checkout.
  2. Choose PayTo as your payment method.
  3. Enter your PayID, BSB and account number, or bank-issued PayTo identifier.
  4. Approve the request in your banking app or online banking. Your bank may notify you by email.
  5. Once your bank confirms the payment, your order moves to dispatch.

Why PayTo

  • Pay direct from your bank, no card details to enter or store.
  • You authorise each payment in your own banking app, so it can't be charged without you.
  • Faster than EFT and BPAY for most banks (about a minute, vs hours or overnight).
  • Refunds go back to the same bank account automatically.

Eligibility

  • You need an Australian bank account with PayTo enabled. Most major banks support it.
  • You need to approve the payment in your banking app or online banking. The request usually expires after about 30 minutes.
  • If your bank doesn't show a PayTo request, contact them or use another payment method.

If you don't approve in time

The request expires and you won't be charged. Your cart stays as it was, so you can try PayTo again or choose another way to pay.

Refunds

PayTo refunds are sent back to the bank account you paid from. There's nothing to fill in. For full conditions, see our returns page.

Security

PayTo runs on Australia's New Payments Platform (NPP) and is processed via Stripe. Your account details are entered through Stripe's secure form, and the payment is only authorised when you approve it in your banking app. See our privacy policy for how we handle payment-related information.

Other payment options